540-318-6108
Tanner@bayfieldhomeloans.com
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540-318-6108

Tanner Mulvihill

Loan Officer

NMLS ID 276814

540-318-6108 Tanner@bayfieldhomeloans.com

Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

I would highly recommend reaching out to Tanner if you are in the market for a home loan. I first met Tanner when we moved into the Fredericksburg area and we were looking for a home to purchase. Tanner met with me a few time to discuss rates, get pre-qualified, and to answers the many questions I had in reference to the area. During this process we decided to build a home instead of buy an existing home. This was a lengthy process but when it was time to begin getting things in order to close we did some shopping around for rates again and I spoke with several loan specialists. I reached back out to Tanner again and told him the different rates that we were being offered and the conditions that went along with them. Tanner was great in helping me understand the different options and ultimately was able to give me the best option. He is very knowledgeable, understands the market space, and very relatable. It was a pleasure working with him.

- Tim Lloyd
Stafford, VA | September 25, 2018

We recently purchased our second home with Tanner and had an amazing experience. He quickly and easily got us pre approved and from that point on was a very valuable resource when looking for our home. He calculated the rates for multiple houses for us and made sure we are making an educated decision. He was always super fast answering the phone or any texts. If we have to buy a house again we will definitely use Tanner again and highly recommend him!

- Lisa-Maria Isabella
Stafford, VA | July 19, 2018

I would highly recommend using Tanner to assist you in your home buying process. He was always there to answer any questions we had and communicated all information to us throughout, always making sure we knew what to expect next. He’s great for the experienced buyer or first time buyer. And we were very pleased with the terms of our home loan!! Thanks Tanner!!

- Melissa Owen Johnson
Stafford, VA | June 08, 2018

We switched to Bayfield 2 weeks before closing and it was the best decision we made! Deb made the process of switching and purchasing our first home an absolute breeze! She walked us through the process step-by-step and made herself available to answer my many questions. She made it a point to be sure I really understood the process and paperwork. I greatly appreciated her attention to detail and dedication in making sure we got the best rates possible. I will forever recommend her!!

- Rebekah
stafford, VA | October 16, 2019

Competent “get it done” professional!

- Tom
Ramona, CA | October 31, 2019

Honest intelligent Loan Officer. I trust her with my life savings!

- JR Smith
Stafford, VA | October 31, 2019

Hilary was able to help us refinance our VA loan with minimal out of pocket expenses and we now have a lower payment at an ever better rate! She was professional, knowledgeable and very easy to work with. I would definitely recommend her services for your home loan and refinancing needs!

- Jackie Orton
Stafford, VA | October 31, 2019

After struggling with Wells Fargo in refinancing our home we were referred by a friend to Deb and we are so thankful! She is very professional and gave us options that met our needs with a floating mortgage loan. Deb is also very quick at what she does but a stickler to details. Thank you Deb

- Regina and Paul
Ierardi, VA | October 31, 2019

Debbie Vallejo saved us in many ways! Debbie painlessly guided us through the process by providing us with a lower fixed rate, lower monthly payment and money back at closing! Her prompt attention to detail is why we left Quicken and worked with her. We are100% satisfied with Bayfield! We will tell friends and family to reach out. Ask for Debbie Vallejo!

- Randy ans Cindy Childress
STAFFORD, VA | October 31, 2019

Debbie was extremely thorough and kept us in the loop throughout the entire refinance process. She was available anytime to answer questions and guide us. The entire experience was extremely smooth and we totally felt like Debbie was a partner of ours. We never felt as if we were being treated us as just another customer. I couldn't recommend Debbie enough.

- Randy
Stafford, VA | October 31, 2019

If you are in the market for a lower mortgage rate, I cannot say enough good things about our experience with Bayfield Home Loans. This is a local company, and our loan officer is a friend of mine who has a vested interest in serving this community well. She’s a military wife who is very well-versed in all things VA loan related, but also does refi for all other loan types. From start to finish, our refi took less than TWO WEEKS. Ask for Deb Vallejo...she’s a ROCKSTAR!!

- Robert Peterson
Stafford, VA | October 31, 2019

Hilary was amazing through our home refinance. She made everything very easy and convenient for us and really worked hard to get us a great rate! We won't use anyone else again, we have found the best!

- Amber
Stafford, VA | January 16, 2020

As a first time home buyer, I could not recommend a more professional and caring individual. Debbie had been recommended to us through our realtor and thank goodness she did because I couldn't imagine having anyone else assist us in our home buying process. From the beginning to the end, Debbie ensured that we were taken care of and made the entire process as smooth and easy as possible. As an active duty military member, I cannot stress enough how impactful this was. I know that if I were to ever purchase another home here in Virginia I would not hesitate to go through her again! Anyone who ever has the privilege of having Debbie take care of your loan is in amazing hands!

- Robert
Falmouth, VA | March 05, 2020

Debbie was recommended to us by our realtor when we initially began looking into buying our first home. From the beginning to the end, Debbie handled our loan with the utmost professionalism and enthusiasm. As a first time buyer and member of the military, we had always lived in military housing and had very little information and knowledge of how to buy a home which had made myself and my wife very reluctant to begin the process. However, all those worries went away after the reassurance that Debbie consistently provided throughout the whole process! She was there every step of the way to ensure we were informed and answered any questions we had, in detail! Debbie ensured we got the most out of our VA loan and not only locked in a great rate for us, but ended up getting us some money back in the process. Any buyer, military or not, who is in the market to buy a home would be crazy to not have this amazing professional handle their loan! 10/10 would recommend every time! 

- robert raubolt
Falmouth, VA | April 11, 2020

Deb was absolutely amazing! She totally took the fear out of buying a home for the first time. She got me a great interest rate and was such a pleasure to work with! I Wouldn’t go with anyone else! Will recommend to ANYONE who asks!

- Caleb
Fredericksburg , VA | May 18, 2020

I highly recommend using Debbie your loan officer! My husband and I moved from California to Virginia and she helped us with our loan all completely over the phone! She did everything she could to make us feel comfortable and confident in our purchase and she is so genuine! We have friends moving to Virginia in the next and we definitely plan on sending them to Debbie!

- Reagan Conlon
Fredericksburg, VA | July 24, 2020

I recently refinanced my VA home loan with Bayfield. Debbie explained the whole process and it was a super easy transaction. Brought my rate down and took off 5 years. I highly recommend Debbie Vallejo for all your mortgage needs.

- Carlos
Stafford, VA | November 05, 2020

Deborah is simply the best of the best. Her ability to navigate difficult situations and still have the buyer on top is impeccable! She is a woman of integrity and has the willingness to ensure you the buyer, have success.  I will always go back to her for any and all future needs!!!

- Saddia
Woodbridge , VA | November 10, 2020

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