Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Seamless!!!! Looking for a committed, knowledgeable home loan officer? Debbie is it!! I’m a disabled veteran and contacted Deb for our new construction home loan after working with the builder’s loan officers for nearly eight months. Getting Deb was the best decision of our home loan process life!!!! I sent Deb all the information she requested the same day, minus a few other documents. Deb didn’t just review the documents for processing; she explained the entire loan process, from debt-to-income ratio to underwriting. Within a matter of days, we had a conditional loan offer. Less than two weeks later, Deb called and said she was locking in a rate though we were approximately sixty days out without a specific closing date. Not only did we get a reasonable rate, but we also got lucky because the mortgage rates increased again over the next few days. And did I mention that we were able to save a couple hundred dollars because Deb challenged an error from the builder? We closed on our home in time at a great rate!!! All thanks to Deb!

Renee McFadden-Di Paola

Fredericksburg, VA

Debbie Vallejo is always willing to answer any question regarding the home buying and refinancing processes. She responds in a very timely manner, which is imperative especially in this crazy market! She always goes the extra mile and actually does more for her clients than most loan officer. I highly recommend reaching out to Debbie for all of your home loan needs!


Stafford, VA

Deb assisted me with my VA IRRRL refinance. It was an easy process with very little closing costs due to the lender credit we received. She was quick to respond to any questions I had, day or night. I would highly recommend using Deb Vallejo with all your home loan needs.


Stafford, VA

Deb provided excellent service in helping us secure a great rate for our new home purchase using a VA loan. Since this was not the first time we had used it, she walked us through the basics and changes that occur once you use it again and stayed in constant contact as we had some delays on the sellers end. She has always remained available for questions and support through the years.

Jonathan R

Stafford, VA

Mrs. Vallejo was hands down the best loan officer I've ever worked with. She was extremely personable, professional, knowledgeable, and always prompt throughout the entire process. She was able to secure me a great rate and minimize the closing costs putting thousands of dollars back in my pocket. This was my third home purchase and it was by far the easiest, most pleasant experience thus far largely due to Mrs. Vallejo's incredible attitude and work ethic. As such, I highly recommend anyone go to Mrs. Vallejo if you want a top notch experience and the maximum possible savings.

J. Allen

Fredericksburg, VA

As first time home buyers we were kind of clueless but Deb helped us so much along the way. She made herself available to us at all times when we had questions. She also had so many contacts in the business from insurance to settlement companies that were great to work with as well.

Bianca T

Fredericksburg, VA

As a Realtor in this area, Deb is always my first recommendation for my clients! She is thorough, patient with clients and relators, and very easy to get ahold of. She is always on top of her game, secures amazing rates, and truly has her clients best interest in mind.

Kayla T

Stafford, VA

Deb is the best of the best.


Stafford, VA

We can't thank Deb enough for helping us to purchase our first home. She patiently walked us through the whole process and made sure to answer all of our questions along the way. She was always available and quick to respond to make sure we had what we needed. We would wholeheartedly recommend her, particularly to those going through this process for the first time.

Courtney H

Alexandria, VA

Ms. Vallejo provided excellent service and support. I could not ask for a more competent and reliable person to guide us through the process. Deb is a pleasure to work with.

Dwight Patton

Dumfries, VA

If you need someone competent and attentive, please consider Deb Vallejo, she was extremely competent and consistently attentive to every need of the first time home buyer and when we refinanced as well. Can not thank her enough for all her hard work and dedication during each of our interactions!

Joe G

Stafford, VA

Deb was absolutely incredible throughout the entire interaction. My husband and I were both first time home buyers and had no idea what we were doing. Deb was very patient with us and answered all of our questions. Every document she would help walk us through it to understand it completely. The assistance she gave was incredible and we both highly recommend her for your next house.

Kat Hodge

Spotsylvania, VA

Deb is great! She's proactive, responsive, and professional to work with. She answered all of my many questions with great patience. I recommend working with Deb wholeheartedly.


Triangle, VA

I would highly recommend Deb! We did our refinancing through her and she went above and beyond in every aspect. She made the whole process easy and always kept us updated. Whenever I had a question she was available and made us feel at ease. She was the sweetest and we will absolutely use her in the future for any home loan needs!

Sylvia Smay

Stafford, VA

Deb is amazing! She made our refi process smooth, easy. Her positive and engaging personality is a fantastic compliment to her great attention to detail, knowledge and professionalism. We had great confidence that we were making good decisions because of Deb!

Mark and Michele Allen

Stafford, VA

I would highly recommend reaching out to Tanner if you are in the market for a home loan. I first met Tanner when we moved into the Fredericksburg area and we were looking for a home to purchase. Tanner met with me a few time to discuss rates, get pre-qualified, and to answers the many questions I had in reference to the area. During this process we decided to build a home instead of buy an existing home. This was a lengthy process but when it was time to begin getting things in order to close we did some shopping around for rates again and I spoke with several loan specialists. I reached back out to Tanner again and told him the different rates that we were being offered and the conditions that went along with them. Tanner was great in helping me understand the different options and ultimately was able to give me the best option. He is very knowledgeable, understands the market space, and very relatable. It was a pleasure working with him.

Tim Lloyd

Stafford, VA

We recently purchased our second home with Tanner and had an amazing experience. He quickly and easily got us pre approved and from that point on was a very valuable resource when looking for our home. He calculated the rates for multiple houses for us and made sure we are making an educated decision. He was always super fast answering the phone or any texts.
If we have to buy a house again we will definitely use Tanner again and highly recommend him!

Lisa-Maria Isabella

Stafford, VA

I would highly recommend using Tanner to assist you in your home buying process. He was always there to answer any questions we had and communicated all information to us throughout, always making sure we knew what to expect next. He’s great for the experienced buyer or first time buyer. And we were very pleased with the terms of our home loan!! Thanks Tanner!!

Melissa Owen Johnson

Stafford, VA



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