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How Will Buying a Vacation Home Affect My Taxes?

How Will Buying a Vacation Home Affect My Taxes?

The vacation home-buying craze spurred by the COVID-19 shutdowns has started to fizzle out, which is great news if you are still in the market for a getaway home. While vacation home sales skyrocketed 17% in 2020 and 33% in 2021, by the middle of 2023 dem

Nov 07, 2023 | Purchasing a Home

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

When you own a property, you can encounter a circumstance where you need to use the equity you've accumulated over time. Home equity lines of credit (HELOCs) and home equity loans are two popular ways to access this equity. Both are capable of providing d

Nov 02, 2023 |

Happy Halloween

Happy Halloween

Halloween is always a time of year that is full of sweet treats and scary surprises - but working with you and your loved ones is the best treat of all!  All of us at Bayfield Home Loans, LLC would like to wish you and your family a safe and Happy Ha

Oct 31, 2023 |

Mortgage Options for Home Remodeling and Renovations

Mortgage Options for Home Remodeling and Renovations

Do you envision transforming your current home into your ideal residence? Perhaps you're thinking about doing a substantial remodeling project or some badly needed renovations. These activities might be thrilling, but they frequently have a high cost. For

Oct 26, 2023 |

Exploring the Idea of Using Your Retirement Savings for a Second Home

Exploring the Idea of Using Your Retirement Savings for a Second Home

Is your favorite vacation spot by the beach calling your name? Or do you long to relax in the woods every weekend? Buying a second home can be a great way to unwind and take a break from the daily grind. It might be so tempting  that you are contempl

Oct 24, 2023 | Purchasing a Home

Mortgage Options for Freelancers and Gig Workers

Mortgage Options for Freelancers and Gig Workers

In today's evolving workforce landscape, traditional 9-to-5 jobs are no longer the sole means of income for many individuals. Freelancers and gig workers represent a growing segment of the workforce, but they often face unique challenges when it comes to

Oct 19, 2023 | Purchasing a Home

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